28 Nov

When Higher Rates Can be Better

General

Posted by: Clarissa Yap

When it comes to getting a mortgage, there is a common misperception that a low rate is the most important factor. However, while your rate does matter for your mortgage, it is not the only component to consider. If you’re looking to get a mortgage, these are some other important factors that you should look […]

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21 Nov

So, You Want To Be A Landlord?

General

Posted by: Clarissa Yap

Are you dreaming about owning a rental property and making some extra income each month? Before diving into becoming a landlord, there are some things you should know from the advantages and disadvantages to some tips when it comes to buying a rental property. Advantages of Owning a Rental Property If you’re looking to purchase […]

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14 Nov

5 Tips to Reduce Heating Costs

General

Posted by: Clarissa Yap

When it comes to the winter season, it can be easy to go overboard when it comes to heating – but there is a better way! With a little awareness – and the right preparation – heating your home this winter won’t have to cost you a fortune. To help you save, we have put […]

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7 Nov

What to Know about Porting Your Mortgage

General

Posted by: Clarissa Yap

When it comes to getting a mortgage, one of the more overlooked elements is the option to be able to port the loan down the line. Porting your mortgage is an option within your mortgage agreement, which enables you to move to another property without having to lose your existing interest rate, mortgage balance and […]

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31 Oct

Getting a Mortgage After Bankruptcy

General

Posted by: Clarissa Yap

If you have had to declare bankruptcy, you may be wondering what is next. Bankruptcy is not a financial death sentence. In fact, there are a few things you can do after declaring bankruptcy to help reset your financial status and get a mortgage in the future. While there is no wait requirement to apply […]

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24 Oct

10 Ways to Plug Money Leaks

General

Posted by: Clarissa Yap

It can sometimes be hard to keep track of your finances. Fortunately, we have some tips to help you review your financial situation and plug unwanted money leaks!   Be Wary of Impulse Spending: While it can be easy to think that picking up a few extra items here and there won’t affect your overall budget, […]

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17 Oct

Selling Your Home in Winter

General

Posted by: Clarissa Yap

While you might think selling your home in winter is harder, with the right considerations it doesn’t have to be! When selling your home during warmer months, the focus is typically on curb appeal and gardening, as well as having bright colors and patterns to draw out different rooms. While curb appeal should not be […]

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10 Oct

Second Mortgages: What You Need to Know

General

Posted by: Clarissa Yap

One of the biggest benefits to purchasing your own home is the ability to build equity in your property. This equity can come in handy down the line for refinancing, renovations, or taking out additional loans – such as a second mortgage. What is a second mortgage? First things first, a second mortgage refers to […]

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3 Oct

Understanding Insurance

General

Posted by: Clarissa Yap

Not all insurance products are created equal. One of the most common mistakes homeowners and potential homeowners make is that they hear the word “insurance” and just assume they have it! Well, you might have one kind of insurance, but you might be missing coverage elsewhere. It is important to understand all the different insurance […]

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26 Sep

The Real Deal about Transfers and Switches

General

Posted by: Clarissa Yap

Most people who are thinking about a transfer or switch want to take advantage of a lower interest rate or to get a new mortgage product with terms that better suits their needs. Up for Renewal? If your mortgage is approaching renewal and you are considering a transfer or switch – great news! You won’t […]

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