26 Dec

5 House Hunting Mistakes to Avoid

General

Posted by: Clarissa Yap

Buying a home is one of the largest investments you will ever make! In order to make your home hunting experience the best it can be, there are a few key mistakes to avoid and be aware of before you start your journey: Not Getting Pre-Approved: One of the most important aspects of buying a home […]

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19 Dec

Home Security Tips

General

Posted by: Clarissa Yap

Your home is your biggest asset and it is important to protect it. When it comes to the various areas in your home, some key points for security are your windows, doors and exterior of your home. We have put together some top tips to help get you started and avoid any unwanted attention! Securing […]

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12 Dec

What to Know Before You Sell Your Home

General

Posted by: Clarissa Yap

So, you are ready to sell your home! Whether you are up or down-sizing, selling your home can feel like a large undertaking – that’s where we come in. To help make this process as smooth as possible, we have put together a list of a few things to know before you sell: Improve Your […]

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5 Dec

Facts About Using a Guarantor

General

Posted by: Clarissa Yap

In the mortgage world, a “guarantor” is someone who guarantees the mortgage on behalf of the mortgage holder in the case that the mortgage holder cannot pay back the loan. Typically, a guarantor is used in a situation where the buyer has damaged or poor credit history or they lack sufficient income to qualify for […]

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28 Nov

When Higher Rates Can be Better

General

Posted by: Clarissa Yap

When it comes to getting a mortgage, there is a common misperception that a low rate is the most important factor. However, while your rate does matter for your mortgage, it is not the only component to consider. If you’re looking to get a mortgage, these are some other important factors that you should look […]

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21 Nov

So, You Want To Be A Landlord?

General

Posted by: Clarissa Yap

Are you dreaming about owning a rental property and making some extra income each month? Before diving into becoming a landlord, there are some things you should know from the advantages and disadvantages to some tips when it comes to buying a rental property. Advantages of Owning a Rental Property If you’re looking to purchase […]

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14 Nov

5 Tips to Reduce Heating Costs

General

Posted by: Clarissa Yap

When it comes to the winter season, it can be easy to go overboard when it comes to heating – but there is a better way! With a little awareness – and the right preparation – heating your home this winter won’t have to cost you a fortune. To help you save, we have put […]

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7 Nov

What to Know about Porting Your Mortgage

General

Posted by: Clarissa Yap

When it comes to getting a mortgage, one of the more overlooked elements is the option to be able to port the loan down the line. Porting your mortgage is an option within your mortgage agreement, which enables you to move to another property without having to lose your existing interest rate, mortgage balance and […]

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31 Oct

Getting a Mortgage After Bankruptcy

General

Posted by: Clarissa Yap

If you have had to declare bankruptcy, you may be wondering what is next. Bankruptcy is not a financial death sentence. In fact, there are a few things you can do after declaring bankruptcy to help reset your financial status and get a mortgage in the future. While there is no wait requirement to apply […]

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